Spring is finally here and that means it’s time for some spring cleaning! A thorough cleaning of your home will not only provide a fresh start to the season, it will also help to improve the energy efficiency of your home. Tips like dusting your ceiling fan and changing the air filter in your air conditioner are just the beginning. Check out this infographic from Ambit Energy for all the details on energy-saving spring cleaning.
Looking for a beautiful new home in Hooper, Utah? Look no further than this lovely new home.
This beautiful new home is 3223 square feet with 3 bedrooms and 2 baths.
The floor is a customized and includes a spacious 3 car garage.
To learn more about his great opportunity please contact Jodi (jodi@nilsonhomes.com) or Holly (holly@nilsonhomes.com) or call 801.985.6130
Indianapolis, IN (PRWEB) April 30, 2013
The Shanley Team at Inlanta Mortgage, a privately held mortgage banker, is pleased to announce their partnership with Homes for Heroes and to welcome the public to a Homes for Heroes launch party on May 8. The launch party will be held at Drake’s Keystone, 3740 E 82nd St., Indianapolis at 5:30 p.m.
Homes for Heroes is a national network of the top mortgage lenders and real estate professionals who are prepared to give real savings to their community’s heroes when they buy or sell a home. Homes for Heroes’ mission is to provide extraordinary savings to heroes who provide extraordinary services to our nation and communities every day. As an approved lending affiliate with Homes for Heroes, the Shanley Team will be providing discounted lending services to heroes in the Central Indiana area.
The Shanley Team is also pleased to announce their partnership with more than 20 local Homes for Heroes Realtors. Homes for Heroes Realtor partners will credit back 25 percent of their commissions to the Heroes whether they are buying or selling a home. The program is close to Branch Manager Don Shanley’s heart, as his father served in the sheriff department and one of his father’s close friends, Master Trooper Michael Greene of the Indiana State Police, was killed in the line of duty. It’s important to Shanley and his team to offer this great program to local heroes.
“When I was trying to create a program to give back I was approached and awed with the National Homes for Heroes Program,” Shanley said. “It covered the hero categories of military, law enforcement, and fire that were on my list, but it added well deserving categories such as education, first responders, and medical personnel. Most of these are categories that are as well the true heroes of our communities and deserve these benefits!”
Derek & Stephanie Evelo of the Evelo Team at Keller Williams are very excited to be a part of this program and feel the program’s values mirror their own team’s values of making a difference and giving back to the community.
“As soon as we heard about how the program will benefit our current/retired vets and local heroes like firefighters, police and medical professionals, we couldn’t wait to get on board! It’s our team’s way of ‘giving back’ to those who have so generously given of themselves, their lives and to their communities to help make the world a better place.”
Warren Griffin of Re/Max Ability Plus is also partnering with the program and he feels it’s the least he can do to help local heroes, considering his family also has ties to the military.
“My dad was a World War II Veteran. I also have a daughter, two granddaughters and a son-in-law living at Pearl Harbor while serving with the Air Force at Hickam Air Force Base,” Griffin said. “I want to give back to all the people that help us every day of our life.”
Homes for Heroes seeks only the top Realtors® and Lenders who have proven track records and who want to give back to their communities by giving rebates and discounts to Heroes like you throughout the entire real estate transaction. Homes for Heroes savings will vary per hero. The total amount Heroes save will depend on the final selling or buying price of their home. Homes for Heroes Affiliates have agreed to the following rebates and discounts: discounted lender fees and a 25% credit on the gross brokerage commission.
For more information visit http://www.homesforheroes.com or http://www.shanleyteam.com.
About Inlanta Mortgage
Headquartered in Brookfield, Wis., Inlanta Mortgage was established in 1993. The company has grown to 33 branches in 15 states and over 220 employees. Inlanta Mortgage provides its partner branches with Fannie Mae/Freddie Mac agency products, as well as a full suite of jumbo and portfolio programs. The company is delegated FHA/VA, FHA 203K and USDA approved.
Home For Sale in Cold Springs Village of North Ogden, UT
Located at 1571 North 475 East in North Ogden, UT 84404 this beautiful new home has plenty to offer.
This patio home has three bedrooms, two bathrooms and 1758 finished square feet. An open floor plan and plenty of light makes this home a delight.
Other great features include: Granite Countertops, Knotty Alder Cabinets, Vaulted Ceilings, Gas Fireplace, Covered Patio, Full Landscaping, 2 Community Parks. Maintenance free living and close to recreation. Other floorplans also available.
Price of this lovely new home in North Ogden, UT is $229,900.
To learn more about this home or to inquire about our other properties please contact Joni Neal at 801.628.5517 or joni@nilsonhomes.com
April 25, 2013 - To meet the nation’s growing need for affordable rental housing and homeownership opportunities, the National Association of Home Builders (NAHB) today called on Congress to maintain its support for vital housing tax incentives, including the Low Income Housing Tax Credit, the mortgage interest deduction and real estate tax deductions.
“Home building is an industry dominated by small businesses, so the idea of simplifying the complicated tax rules related to business has great appeal. At the same time, our industry remembers painful lessons from the 1986 Tax Reform Act, when the commercial and multifamily sectors experienced a downturn due to unintended consequences,” said Robert Dietz, an economist and assistant vice president for NAHB, in testimony during a House Ways and Means Committee hearing on tax reform and residential real estate.
Moreover, when housing fares well, it spurs job and economic growth, Dietz added. “For these reasons, we urge Congress to be cautious and thoughtful when it comes to housing and tax reform.”
U.S. Census data shows that more than 40 percent of renters are “rent burdened,” or pay more than 30 percent of their household income on rent. The need for affordable rental options remains acute. The Low Income Housing Tax Credit (LIHTC) is the most effective tool for the creation of affordable rental housing. Utilizing a public-private partnership to attract investment, the program has produced and financed more than 2 million affordable rental units since its inception in 1986.
“As LIHTC properties must generally remain affordable for 30 years, they provide long-term rent stability for low-income households around the country,” Dietz said. “But the demand for affordable housing far exceeds the availability of financing through the LIHTC program. The solution is not to eliminate the most successful affordable housing program in the country, but to provide it with the resources necessary to address the shortage of affordable housing options in our cities and towns.”
When it comes to housing and tax reform, the spotlight typically falls on the mortgage interest deduction, and Dietz set the record straight on a number of false assumptions regarding this important homeownership benefit.
“First, we frequently hear that few home owners benefit from the mortgage interest deduction because itemization is required,” he said. “In fact, most home owners will claim it. In 2009, 35 million taxpayers, or 70 percent of home owners with a mortgage, claimed the mortgage deduction in that year. Among all home owners who have ever held a mortgage, the vast majority have claimed the home mortgage deduction for years at a time.”
Critics charge that the mortgage interest deduction encourages the purchase of a larger home, but these claims ignore the role of family size. Home owners with larger families need bigger homes and will therefore have a higher mortgage interest deduction.
“The need for a larger home created the higher home loan deduction, not the other way around,” said Dietz.
He also noted that the cost of housing varies greatly across the nation, so what appears to be a large deduction for a given home in one area may reflect a modest home in a high-cost area.
Moreover, the mortgage interest and real estate tax deductions are two of the few elements in the tax code that that account for differences in cost-of-living.
“The real estate tax deduction is an important reminder that home owners pay more than $300 billion in property taxes each year. This fact is often ignored in the federal tax debates because these taxes are collected by state and local governments,” said Dietz.
There is also a direct correlation between the age of a home owner and their resulting benefit from the mortgage interest deduction. As a share of household income, the largest deductions are for those 35 and younger. The benefit of a deduction that reduces the net cost of monthly house payments is particularly important to these home buyers, who typically have less equity, tighter household budgets, and must meet the needs of a growing family.
“Given this demographic connection, NAHB believes that any policy change that makes it harder to buy a home, or forces young families to defer home purchases, will have a significant impact on wealth accumulation and the makeup of the middle class,” said Dietz.
Regarding the mortgage interest deduction rule for second homes, Dietz said that many mistakenly think this refers to expensive beach property, when in reality, such homes are often owned free and clear or rented, which excludes the owner from taking the mortgage interest deduction.
In practice, the second home deduction is important for many who don’t think of themselves as owning two homes. Repealing the deduction for second homes would penalize millions of home owners who move from an existing home and buy a second home in a given tax year. There would be further negative economic consequences in terms of lost home sales, home construction and local tax revenues.
Noting that building 100 single-family homes creates more than 300 full-time jobs and $8.9 million in federal, state and local tax revenues that helps boost local communities and schools, Dietz said that how housing is treated in an future tax reform will shape the economy going forward.
“Housing provides the momentum behind an economic recovery because home building and associated businesses employ such a wide range of workers. With the right policies in place, housing can be a key engine of job growth that this country needs.”
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Nilson Homes doesn’t just build beautiful new homes in the Ogden area of Utah. We also build fantastic new homes in Evanston, WY.
This lovely new home is located at 104 Seminole Dr. – Evanston, WY and features granite countertops, knotty alder cabinets, vaulted ceilings, community park, and maintenance free living call Jed for more information.
| Community: | Red Canyon Village (WY) |
| Price: | $147,900 |
| Beds: | 3 |
| Baths: | 2.5 |
| Total Sq. Ft: | 2062 |
| Finished Sq. Ft: | 1412 |
| Contact: | Jed Nilson jed@nilsonhomes.com – 801.940.8100 |
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Looking for ways to make your home more eco friendly and energy efficient? This infographic from Vernon Heating & Air can help you save money and be kind to the environment. Easy solutions to your energy problems such as changing an air filter to lowering or raising the thermostat (depending on the season).
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This is a great article from the National Association of Home Builders. It suggests that older existing homes are costly to operate and maintain and therefore homebuyers looking to purchase a home can actually buy more home. By taking the money that would be spent to run an older, less efficient home, homeowners can actually get more home for their money when they buy a new home.
April, 2013 - During New Homes Month in April, the National Association of Home Builders (NAHB) is showing home buyers why they can afford a higher-priced home—if it’s new construction. Using data from the Census Bureau and Department of Housing and Urban Development’s 2011 American Housing Survey, NAHB found that buyers can purchase a more expensive newer home and achieve the same annual operating costs as an older, existing home.
“Home buyers need to look beyond the initial sales price when considering whether to buy new construction or an existing home,” said NAHB Chairman Rick Judson, a home builder from Charlotte, N.C. “They will find that with the higher costs of operating an older home, they can often afford to spend more to buy a new home and still have annual operating costs that fit their budget.”
NAHB’s study first looked at how utility, maintenance, property tax and insurance costs vary depending on the age of the structure. It found that homes built before 1960 have average maintenance costs of $564 a year, while a home built after 2008 averages $241. Similarly, operating costs average nearly 5 percent of the home’s value for pre-1960 structures, while they average less than 3 percent when the home was built later than 2008.
The study then compared the first year after tax cost of owning a home by the year the house was built, taking into account the purchase price, mortgage payments, annual operating costs and income tax savings. This data showed that a buyer can afford to pay 23 percent more for a new house than for one built before 1960 and still maintain the same amount of first year annual costs.
While mortgage payments will be greater with the higher purchase price of a newly-built home, the lower operating costs mean the home buyer will have annual costs that are about the same as if they’d bought a lesser-priced, older home with a smaller mortgage payment and higher operating expenses.
Other benefits of new homes include open space floorplans, creative storage options and entertainment resources that cater to modern lifestyles, as well as the safety consideration that the structure was built and wired to modern codes and standards.
“For a family working with a fixed annual budget, new-construction homes offer outstanding comfort, convenience and overall cost savings,” said Judson. “Put that together with today’s near-record low interest rates and competitive prices, and the time has never been better to buy a new home.”
Home buyers can access home buying and home building information and resources on NAHB’s website atwww.nahb.org/forconsumers.
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The BP Energy Outlook 2030 shares the 2013 projections for the world’s energy future. By 2030, the world economy will nearly double, but can this growth be sustained? We believe the answer is yes. Watch this informative video from BP to learn more about World Energy Projections.
Nilson Homes has a lovely home for sale in Country Boy Estates of North Ogden, UT. This affordable home features granite counter tops, a grand master bath with walk in closet and a 3 car garage.
Located at 1545 North 200 West – North Ogden, UT 84414, this home has all the amenities you could hope for at such an affordable price.
| Community: | Country Boy – N. Ogden |
| Price: | $242,900 |
| Beds: | 3 |
| Baths: | 2 |
| Total Sq. Ft: | 2662 |
| Finished Sq. Ft: | 1351 |
| Contact: | Joni Neal joni@nilsonhomes.com – 801.628.5517 |
Give Joni a call to learn more about this great new home for sale in North Ogden, Utah.
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